UPI That Pays Everything

Pay, collect, scan, and clear multiple utility bills in one go.

A single UPI payments experience for everyday transactions and business collections
— built for Bharat, built for speed. Also works as a reliable payment gateway to
accept payments online.

Why choose Indipe UPI

Pay any UPI-ready receiver instantly.
Scan QR, send to contact, or pay to the bank — simple flows for every use.
Bulk Utility Payment: clear multiple bills in one transaction.
Save billers and auto-schedule recurring dues.
29-category quick-access — floating icons for everything you pay.
Built-in receipts and exportable ledgers for recordkeeping.

UPI Features

Pay to Contact
Pay to UPI Number
Pay to Bank
Pay to UPI
Scan and Pay
Check Bank Balance
Pay to Self
Collect Money from UPI ID
Mandate Autopay

Key Feature

Mail UPI

Instant confirmation for payments.

Bookmark UPI

Saved payees — one-tap re-pay.

Scan UPI

Bill scanner — scan paper bills, pre-fill amounts.

Money Transfer UPI

Split payments — divide bills across contacts.

Trolley UPI

Bulk pay — one checkout for many bills.

Browser UPI

Collection links — share payable links for customers.

Schedule UPI

Recurring payments — schedule monthly/weekly payments.

Invoice UPI

Exportable receipts — CSV / PDF ledger for records.

Business & partner features

 Business Partner
Collection settlement reports for partners.
Merchant QR with dynamic amount.
Bulk payouts to multiple accounts in one file.
Role-based access for teams.
Audit-ready transaction logs.

Pay now • Collect now • Bulk pay bills

Security & limits

UPI-authorised authentication at every payment. Transaction limits follow RBI/UPI rules.
End-to-end payment flow with settlement transparency and timely confirmations for
instant money transfer.

Frequently Asked Questions

What is TPAP and how does Indipe use it?

TPAP (Third Party Application Provider) is the technical partner that routes UPI payments and connects billers. Indipe integrates with TPAPs to aggregate bills, route UPI payments securely and settle amounts with utility providers. Indipe UPI also works as a secure payment gateway, giving startups and merchants the flexibility to accept payments online just like they do through other UPI payment apps.

How do I pay bills or merchants using Indipe?

Use Scan and Pay for QR-based payments, Pay to Bank to transfer to account numbers, or Pay to mobile number / Pay to Contact for quick transfers. You can also Collect Money from UPI ID via collection links or QR. Whether you want to pay to bank account directly or figure out how to pay on mobile number, Indipe makes both flows simple.

Can Indipe help me accept payments and manage collections?

Yes — you can accept payments online, generate collection links, share merchant QR codes, and export receipts. Use bulk-pay or collection features to manage vendor payouts and customer collections reliably. Merchants can even use the built-in QR scanner to accept in-store transactions, making Indipe the best UPI payment app choice for retailers.

What utility categories and recurring options are supported?

All major services across 31 categories are supported (electricity, water, mobile, gas, DTH, education fees, municipal services, and more). Save billers and use Mandate Autopay to schedule recurring payments so dues are cleared automatically.

Is this secure and how fast are settlements?

Payments use standard UPI authentication and follow secure digital payments practices. Transactions show instant confirmations for instant money transfer; settlement timing to billers or merchants follows partner settlement windows and is visible in the transaction summary. For individuals, you can instantly send money to bank account from UPI — one of the fastest, safest ways to transfer in India.