About Us

Person 1 Person 2 Person 3 Person 4 Person 4 Person 5 Person 6
Person 1 Person 2 Person 3 Person 4 Person 4 Person 5 Person 6

Indipe is a technology-first mutual fund investment platform built for Bharat — a single app where investments and everyday money meet. From goal-led SIPs to tiny-ticket Digital Gold and fast UPI payments, we make saving, paying and planning simple for households, shopkeepers and small businesses across towns and cities.

We started to remove the friction people face when they want to save or plan: confusing paperwork, intimidating jargon, and tools made for metros alone. Indipe designs straightforward flows, local-language support and small-step pathways so anyone can start a habit and follow it through — whether that's a monthly SIP, a one-time lumpsum, or buying gold from ₹10.

Our aim is to bring trusted financial services to many more people without making the product feel like banking. We partner with custodians, distributors and service providers to deliver secure, auditable products while keeping the app friendly and practical for daily life.

What we do

UPI & Utility Payments

Scan, pay, bulk-clear bills, collect payments and reconcile receipts; built for shops, kiranas and households.

Digital Gold

Amount-based gold savings from small sums, custody-backed and easy to buy or sell inside the app.

Mutual Funds

Goal-based SIPs, curated fund options and easy portfolio tracking for first-time and experienced investors alike.

Calculators & Tools

SIP Calculator, Lumpsum and EMI tools that turn planning into action.

Who we serve

We design for Bharat: homemakers, small-business owners, mutual fund advisors and busy professionals who want useful, honest financial tools. Our experience shows people prefer straightforward choices: clear fees, visible statements and product flows that map to life events — festivals, school fees, shop purchases or a rising household income.

Partners & distributors

Indipe works with a growing network of mutual fund distributors and local partners who bring products to customers on the ground. We provide partner dashboards, simple onboarding, commission tracking and co-branded flows so distributors can focus on advice and clients, not paperwork.

How we work — five principles

1.

Simple

We break financial products into clear steps.

2.

Trustworthy

Auditable records, custody-backed holdings, and transparent pricing.

3.

Practical

Small-ticket entry points (start from ₹10), goal-driven flows, and local language nudges.

4.

Integrated

One app for investments, payments, and planning.

5.

Partner-first

Tools and micro-sites for distributors and merchant partners.

Illustration - Flag on Mountain Illustration - Flag on Mountain

Security & custody

Security is core: transactions use standard authentication flows, custody partners store physical assets in insured facilities, and regulatory reporting is followed for investments and payment settlements. We maintain encrypted records, audit trails and downloadable statements so users and partners have clear documentation.

Product & technology highlights

technology highlights
App-first UX with guided onboarding and KYC.
Live price feeds for gold and instant confirmation for UPI transfers.
Exportable ledgers and downloadable monthly statements for investors and merchants.
Lightweight partner portal for mutual fund distributor operations and reports.

Careers & culture

We are building a team that cares about clarity, accessibility and real-world usefulness. If you're passionate about product, engineering, distribution or customer success for Bharat, we're hiring.

technology highlights

Get in touch

For product questions, partnership enquiries or media:

Get In Touch