HDFC Retirement Fund-Equity Plan-Reg(G)
- Other
- Solution Oriented - Retirement Fund
- Very High Risk
Fund Overview
- Assets Under Management (AUM)
- ₹6,832.14 Cr
- Expense Ratio
- 1.80%
- Riskometer
- Very High
- Category
- Solution Oriented - Retirement Fund
- Asset Type
- Other
- Benchmark
- NIFTY 50 - TRI
- SIP
- Available
- Switch
- Available
- Inception Date
- 31 Aug 2026
- ISIN
- INF179KB1MG8
- Scheme Code
- HRERP
- Fund Scheme ID
- 2241
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Performance & Returns
Calculate SIP ReturnsReturns by period
| Period | Trailing Return | Absolute Return | Annualised Return | CAGR |
|---|---|---|---|---|
| 1 Month | -2.17% | -2.17% | -25.59% | -13.32% |
| 3 Months | 3.88% | 3.88% | 15.38% | 14.80% |
| 6 Months | -0.36% | -0.36% | -0.71% | -4.26% |
| 1 Year | -2.81% | -2.81% | -2.81% | -2.58% |
| 3 Years | 8.77% | 28.71% | 9.56% | 8.90% |
| 5 Years | 11.59% | 73.15% | 14.61% | 11.67% |
| Since Inception | 16.22% | 387.11% | 36.76% | 16.22% |
Past performance is not indicative of future returns.
Portfolio
Asset Allocation
100.00%
- Domestic Equities93.77%
- Cash & Cash Equivalents and Net Assets4.69%
- Domestic Mutual Funds Units0.95%
- REITs & InvITs0.59%
Top Sectors
- Bank27.12%
- Automobile & Ancillaries8.92%
- Healthcare7.13%
- IT6.49%
- Crude Oil5.72%
- Miscellaneous4.58%
- Logistics4.15%
- Infrastructure3.57%
Holdings
Overview of fund allocations across sectors and securities
Bank
Value
₹1,852.88 Cr
Weightage
27.12%
Automobile & Ancillaries
Value
₹609.43 Cr
Weightage
8.92%
Healthcare
Value
₹487.13 Cr
Weightage
7.13%
IT
Value
₹443.41 Cr
Weightage
6.49%
Crude Oil
Value
₹390.80 Cr
Weightage
5.72%
Miscellaneous
Value
₹312.91 Cr
Weightage
4.58%
Logistics
Value
₹283.53 Cr
Weightage
4.15%
Infrastructure
Value
₹243.91 Cr
Weightage
3.57%
Insurance
Value
₹229.56 Cr
Weightage
3.36%
Power
Value
₹217.95 Cr
Weightage
3.19%
Finance
Value
₹217.26 Cr
Weightage
3.18%
Telecom
Value
₹185.15 Cr
Weightage
2.71%
Capital Goods
Value
₹181.05 Cr
Weightage
2.65%
FMCG
Value
₹150.31 Cr
Weightage
2.20%
Iron & Steel
Value
₹140.06 Cr
Weightage
2.05%
Aviation
Value
₹104.53 Cr
Weightage
1.53%
Construction Materials
Value
₹88.13 Cr
Weightage
1.29%
Chemicals
Value
₹88.13 Cr
Weightage
1.29%
Retailing
Value
₹79.25 Cr
Weightage
1.16%
Others
Value
₹73.10 Cr
Weightage
1.07%
Trading
Value
₹71.05 Cr
Weightage
1.04%
Alcohol
Value
₹67.64 Cr
Weightage
0.99%
Ratings
Value
₹53.29 Cr
Weightage
0.78%
Hospitality
Value
₹49.19 Cr
Weightage
0.72%
Media & Entertainment
Value
₹47.82 Cr
Weightage
0.70%
Realty
Value
₹47.14 Cr
Weightage
0.69%
Gas Transmission
Value
₹37.58 Cr
Weightage
0.55%
Plastic Products
Value
₹35.53 Cr
Weightage
0.52%
Paper
Value
₹23.23 Cr
Weightage
0.34%
Consumer Durables
Value
₹22.55 Cr
Weightage
0.33%
About
Fund Manager(s)
Mr. Chirag Setalvad, Mr. Anupam Joshi, Ms. Nandita Menezes, Mr. Arun Agarwal
Launch Date
31 Aug 2026
Benchmark
NIFTY 50 - TRI
Objective
The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
RISKOMETER
The riskometer indicates the level of risk associated with the fund based on historical data and portfolio composition.
Exit Load, Stamp Duty and Tax Implication
- Exit load
- NIL - Upon completion of Lock-in Period
- Stamp duty on investment: 0.005% (from July 1st, 2020)
- from July 1st 2020
- Tax implication
- --
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